Proof of Age: (Any one of the below)
- Aadhaar Card
- PAN Card
- Passport
- Birth Certificate
- 10th Class Mark sheet
- Bank Passbook
- Driving License
Proof of Residence: (Any one of the below)
- Bank Passbook
- Voter’s ID
- Ration Card
- Passport
- Utility bills (Telephone Bill, Electricity Bill, Water Bill, Gas Bill
- LIC Policy Receipt
- Letter from a recognized public authority verifying the customer’s address.
Income Documents
- For Salaried Individuals: Form 16
- Certified letter from Employer
- Payslip of last 2 months
- Increment or Promotion letter
- IT returns of past 3 years
- Apart from the proof of income of the salaried individual, he would also have to furnish any investment proofs (like fixed deposits, shares, etc) and his passport-size photographs.
- Self Employed: Income Tax Returns (ITR) of last 3 years
- Balance Sheet and Profit & Loss Account Statement of the Company/Firm (duly attested by a C.A.)
- Business License Details (or any other equivalent document)
- The license of Professional Practice (For Doctors, Consultants, etc.)
- Registration Certified of Establishment (For Shops, Factories & Other Establishments)
- Proof of Business Address
List of documents for Salaried Person
- Proof of Identity:- Passport / Driving License / Voters ID / PAN Card (anyone).
- Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (anyone).
- Latest 3 Months Bank Statement (where salary/income is credited).
- Salary slips for the last 3 months.
- 2 Passport Size photographs.
- JFG Limited provides Education Loans for students looking to study in India and abroad. You can get a loan starting from Rs. 50,000 at attractive interest rates. Find out the business loan eligibility criteria for availing a JFG
Interest Rate
Fixed interest rate of 5.75% per annul applicable on the loan amount Interest rates are fixed and non-negotiable.
File Charges 3870.00/- (Security Amount) will be refunded Rs 3000/- (three thousand) with the loan amount & DOCUMENTARY FEES:- 870(NON- REFUNDABLE)